Consumers have a new reason to check their bank accounts for fraudulent charges. On Wednesday, FICO reported the number of debit cards compromised at ATMs and merchant devices in this country rose 70% in 2016 over the previous year. And compromised cards can lead to money being drained from your account. The number of hacked ATMs and merchant card readers also rose, by 30%, over 2015, according to the analytics and credit scoring company. Criminals often attach skimming devices to…

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For some people, debt leads to sleepless nights and anxiety about incessant collections calls. But for others, it causes quieter changes that still leave them drowning in bills without a clear way out. Understanding the ways in which your debt can affect the way you feel, think and act may give you perspective that’ll help you conquer it. Here are three subtle ways you may be responding to being in debt. 1. Defaulting to short-term thinking People who are in…

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  Five dollar party time peeps! If you didn’t see the challenge the rules are simple… Every time you get a five dollar bill SAVE IT. Hide it somewhere cool.   Do not touch pile until a year has gone by.   Feel magically richer after a year.  #MAGIC The rules are so easy and the payout is the tits but why aren’t most of us doing it?  Whether you play this game or not, it’s high time to start…

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If you’ve ever had to dispute a charge on a credit card, fix a mix-up with your mortgage or stop a debt collector from hounding you, you’ve benefited from the work of a federal watchdog agency that is now under fire in Washington. The Consumer Financial Protection Bureau arguably has done as much to change the financial lives of consumers as any other government agency in history. Most Americans who have a credit card, bank account, mortgage, student or personal…

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  Being awesome is pretty darn awesome, but do you ever wonder, could awesome get more awesome??!?!? Can a level of awesome really be elevated to a new level of awesome? Is saying awesome so many times making you question what awesome even is or if awesome is even a word and WHAT ARE WORDS?!?!?!?   Do you know the feeling of doing something so small but feeling like you are the fucking CEO of the world and if you…

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2017 has gotten off to a great start (at least for Just the Tips!), and we can’t wait to share what else we have in store for you. We have a new version of our iOS app on the way that will help provide a boost under the hood (instant backups!), as well as a few additional features, and more accurate reporting. After we get Android caught up, we will be doing a major update, rolling out as many new…

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  SUPERFOODS!!!! They’re like superheroes….but not.  They’re food.  Food that fills you up with nutrients so you can go fight crime.  Food that keeps you full so you eat less garbage and feel good inside and lose weight if you so desire.  Food that can show you the world…shining, shimmering spleeeendooooooooor!!! #ALADDIN.  There are so many tasty treats out there and likely if it’s a raw food then it will be packed with vitamins and magic, however my top five…

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The three major credit bureaus, and one forward-thinking debt collector, are making changes that could allow millions of people to get loans they’ve unfairly been denied. Equifax, Experian and TransUnion plan to remove civil lawsuit judgments — where a creditor has sued and won in court — and many tax liens from people’s credit reports starting July 1. Striking those public records could improve the scores of as many as 14 million people, some by enough to qualify for mortgages…

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People who spend too much outnumber, by far, those who spend too little. But the methods that therapists and financial planners use to help “underspenders” can guide the rest of us about when it’s OK to splurge and when we should resist. Chronic underspenders can be so terrified about running out of money that they put off health care, ignore needed home repairs or descend into hoarding, says financial planner Rick Kahler of Rapid City, South Dakota. Framing certain expenditures…

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