Being awesome is pretty darn awesome, but do you ever wonder, could awesome get more awesome??!?!? Can a level of awesome really be elevated to a new level of awesome? Is saying awesome so many times making you question what awesome even is or if awesome is even a word and WHAT ARE WORDS?!?!?!? Do you know the feeling of doing something so small but feeling like you are the fucking CEO of the world and if you…
If you’ve read any of the student-debt success stories circulated in the media lately, you might think the only way to pay down your debt is to give up coffee, your social life and your apartment. “It seems like borrowers are told that they have to live on beans in a shantytown and pay off their debt as quickly as possible,” says Minnesota-based certified financial planner Mark Struthers. “This is not true and may be counterproductive.” It can take some…
2017 has gotten off to a great start (at least for Just the Tips!), and we can’t wait to share what else we have in store for you. We have a new version of our iOS app on the way that will help provide a boost under the hood (instant backups!), as well as a few additional features, and more accurate reporting. After we get Android caught up, we will be doing a major update, rolling out as many new…
SUPERFOODS!!!! They’re like superheroes….but not. They’re food. Food that fills you up with nutrients so you can go fight crime. Food that keeps you full so you eat less garbage and feel good inside and lose weight if you so desire. Food that can show you the world…shining, shimmering spleeeendooooooooor!!! #ALADDIN. There are so many tasty treats out there and likely if it’s a raw food then it will be packed with vitamins and magic, however my top five…
The three major credit bureaus, and one forward-thinking debt collector, are making changes that could allow millions of people to get loans they’ve unfairly been denied. Equifax, Experian and TransUnion plan to remove civil lawsuit judgments — where a creditor has sued and won in court — and many tax liens from people’s credit reports starting July 1. Striking those public records could improve the scores of as many as 14 million people, some by enough to qualify for mortgages…
People who spend too much outnumber, by far, those who spend too little. But the methods that therapists and financial planners use to help “underspenders” can guide the rest of us about when it’s OK to splurge and when we should resist. Chronic underspenders can be so terrified about running out of money that they put off health care, ignore needed home repairs or descend into hoarding, says financial planner Rick Kahler of Rapid City, South Dakota. Framing certain expenditures…
We all get mad right? I’m a Scorpio and I can promise you that I can get insanely mad when things seem unfair. I should have been a superhero. When justice is messed with I loose my shit. (Still trying to figure out my power though. Eating cheese?) I even get so mad that I’ll have fake fights in my head with the perpetrator that get widely out of context and always end in them doing something crazy mean…
Anxiety at tax time is common, but millennials feel it more than others. Millennials are the age group most worried about filing their taxes, according to a recent NerdWallet survey conducted by Harris Poll. Factoring in student loan debt can be especially confusing. “You’d be surprised how many people out there don’t even think that’s relevant for their tax return,” says Eric Schaefer, a financial advisor at Evermay Wealth Management in Arlington, Virginia. Here are three ways student loan debt…
My Credit Score Is 600 — Is That Bad? If your credit score is 600, things could be worse. After all, scores start at 300. But things could also be a lot better. Scores lower than 630 are considered poor, so you might be denied for credit cards and loans or pay high interest rates for the ones you do receive. A low credit score signals to lenders that you’re more likely to default on your debts. A little more than 10% of credit…
Why Personal Finance Classes Should Be Taught in College By Brad Sherman Learn more about Brad on NerdWallet’s Ask An Advisor My friends and I have begun looking back nostalgically on our college years, and whenever we get together there is a common theme to the conversations that holds true whether I’m speaking with liberal arts majors or those who studied corporate finance: While we all know that E = mc2 and maybe even know a fair amount about Einstein’s theory, most…
