Just the Tips
Just the Tips

Wisdom, shennanigans and tomfoolery to educate and entertain. Enjoy responsibly, and stay classy.

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4 Sane Ways To Pay Down Student Debt

4 Sane Ways To Pay Down Student Debt

March 10, 2017 Paul D'Angelo Comments 0 Comment

If you’ve read any of the student-debt success stories circulated in the media lately, you might think the only way to pay down your debt is to give up coffee, your social life and your apartment. “It seems like borrowers are told that they have to live on beans in a shantytown and pay off their debt as quickly as possible,” says Minnesota-based certified financial planner Mark Struthers. “This is not true and may be counterproductive.” It can take some…

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Is that bad?

Is that bad?

February 13, 2017 Paul D'Angelo Comments 0 Comment

My Credit Score Is 600 — Is That Bad? If your credit score is 600, things could be worse. After all, scores start at 300. But things could also be a lot better. Scores lower than 630 are considered poor, so you might be denied for credit cards and loans or pay high interest rates for the ones you do receive. A low credit score signals to lenders that you’re more likely to default on your debts. A little more than 10% of credit…

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